Virtual office in Croatia for sole traders and freelancers

Virtual office in Croatia for sole traders is a Zagreb business address to ask about for invoices and post, if your trade's rules allow it. The rules come first, then the address.
In Croatian a sole trader is an obrt. This page explains the word before it explains the plan.
Obrt and paušalni obrt in English
Obrt is the Croatian word for a trade run by a trader, an obrtnik. A paušalni obrt is one taxed under the flat-rate scheme (paušalno oporezivanje), described on START.
START states that the seat of an obrt is the place where the trade is carried out. If the trade needs no premises, the seat is where the trader has their residence or temporary residence (page read 15 Oct 2026, no date of change: START page). This page does not claim that a trade can be registered at Gajeva 6. Settle that with an accountant first.
An address clients abroad can use
Picture a designer in Zagreb invoicing a studio in Amsterdam. The invoice needs a sender address, and a flat that doubles as an office is not what every client wants to read.
Gajeva 6, 10000 Zagreb is a business street address you can ask about for invoices.
Clients abroad also ask where to send a formal letter. The address answers that too.

The seat is part of the trade's firm name
START states that the firm of an obrt contains the name and label of the trade, the trader's name and the seat. If the seat is your home address, it is part of the firm. So we do not promise that your home address disappears from invoices.
Ask a Croatian accountant before you change your invoices, then tell us the answer.
Freelancers: one fixed place for letters
Platforms and clients ask for a postal address, and it should survive your next move. Letters keep one destination while your flat changes.
Say in the enquiry which platforms you work with.

The smallest plan that fits
Plans start from EUR 45 a month or EUR 299 for 12 months up front. A sole trader with little post needs only Start. Scan is worth it only if you want letters opened and scanned. Little post means the smaller plan.
Common questions
Is a freelancer the same as an obrt?
Freelancer describes the work. Obrt is a legal form. Which form you use is a question for an accountant.
Do I need a plan with scanning?
Only if you want to read letters from abroad. Start emails you when a letter arrives. Scan also opens and scans it, up to 30 items a month. No notice or scan time is promised. Add your expected volume to the enquiry message.
Can my home address stay off my invoices?
Not necessarily. START says the firm of an obrt includes its seat, and the seat of a trade that needs no premises is the place of residence. Ask a Croatian accountant before you change the address on your invoices.
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